Hamad Alsaeed

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34 Article

67 Mention

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252 Moderation

266 Review

Sales Mix Variance - Sales Mix Variance

Sales may rise while profits fall if demand shifts toward lower-margin products.

Hamad Alsaeed · 10/19/2026 · 3 min

Spider-Man Brand new day

Spider-Man: Brand New Day reminds students that balancing academics, friendships and self-care leads to success.

Saif Amr · 09/18/2026 · 2 min

Insurance Premiums - Insurance Premiums

Insurance premiums: a periodic cost for transferring risk and protecting individuals and companies from

Hamad Alsaeed · 09/10/2026 · 4 min

Financial Statement Consolidation - Consolidation

Financial statement consolidation combines the data of the parent company and its subsidiaries to reveal actual

Hamad Alsaeed · 09/09/2026 · 3 min

Return on Equity (ROE)

Return on Equity measures how efficiently a company uses its owners’ funds, while taking its debt level into

Hamad Alsaeed · 08/19/2026 · 3 min

Treasury Shares - Treasury Shares

Treasury shares: why companies buy back their shares, and how this affects voting rights, earnings per share, and

Hamad Alsaeed · 08/16/2026 · 4 min

Economies of Scale - Economies of Scale

Economies of scale reduce unit costs as operations expand, supporting profit margins and competitive advantage.

Hamad Alsaeed · 08/12/2026 · 3 min

Quality of Earnings - Quality of Earnings

Earnings quality reveals the extent to which reported earnings convert into real cash and remain sustainable,

Hamad Alsaeed · 08/11/2026 · 3 min

Operating Income (or Operating Profit) - Operating Income

Operating income measures a company’s efficiency in managing its core business after operating expenses and

Hamad Alsaeed · 08/10/2026 · 3 min

Market Maker - Market Maker

A market maker provides liquidity and limits price volatility by continuously buying and selling assets in

Hamad Alsaeed · 08/09/2026 · 4 min

Discount for Lack of Marketability - Discount for Lack of

The Discount for Lack of Marketability conservatively reduces the value of shares in private companies and does

Hamad Alsaeed · 08/06/2026 · 4 min

Over-The-Counter (OTC) Trading - Over-The-Counter (OTC)

Over-the-counter trading does not mean bankruptcy, but it increases liquidity risks and makes it harder to sell

Hamad Alsaeed · 08/05/2026 · 3 min

Adjusted Net Income - Adjusted Net Income

Adjusted Net Income measures sustainable operating earnings by excluding exceptional items, supporting

Hamad Alsaeed · 08/04/2026 · 3 min

Customer Acquisition Cost - Customer Acquisition Cost (CAC)

Customer acquisition cost measures marketing efficiency and should be balanced against customer lifetime value

Hamad Alsaeed · 08/03/2026 · 3 min

Free Cash Flow - التدفقات النقدية الحرة

Free cash flow enhances the sustainability of distributions and provides flexibility during crises. Negative cash

Hamad Alsaeed · 08/02/2026 · 3 min

Saudi growth forecast at 1.7% for 2026.. and the impact of oil

The non-oil economy continues to grow despite shipping disruptions in Hormuz, while oil activity faces the

Hamad Alsaeed · 08/01/2026 · 4 min

Operating Leverage - الرافعة التشغيلية

Operating Leverage: The impact of fixed costs on company profits and shifts in the business model.

Hamad Alsaeed · 07/30/2026 · 3 min

In a Divided Decision.. "The Federal Reserve" Holds Interest

The Federal Reserve holds interest rates steady amid divided opinions among members and increasing concerns about

Hamad Alsaeed · 07/29/2026 · 3 min

Non-Cash Provisions

Non-cash provisions clarify book losses and reflect the transparency of the financial situation without affecting

Hamad Alsaeed · 07/29/2026 · 3 min

Debt-to-GDP Ratio

The debt-to-GDP ratio: An indicator that shows the economy's ability to support debt and sustainably meet the

Hamad Alsaeed · 07/28/2026 · 3 min

Negative Carry - Temporary Negative Return

Temporary negative return: The tax on the growth of large capital companies before the breakeven point, and its

Hamad Alsaeed · 07/27/2026 · 4 min

Capital Reduction - تخفيض رأس المال

An accounting procedure used to reduce accumulated losses without introducing new liquidity or changing

Hamad Alsaeed · 07/26/2026 · 4 min

A Review of Jamie Dimon's Assessment of Financial Markets and

A detailed look at the factors driving the largest American bank to be cautious about pricing the surrounding

Hamad Alsaeed · 07/25/2026 · 6 min

Why Do Fast Food Restaurant and Cafe Stocks Drop Despite Their

The IPO valuation does not guarantee sustained success, and stock volatility highlights the need for accurate

Hamad Alsaeed and يمامي yamami.ai · 07/25/2026 · 10 min

Net Zero

Net Zero enhances economic sustainability by reducing emissions and supports global competition and economic

Hamad Alsaeed · 07/23/2026 · 4 min

Escrow Account - Escrow

The "Escrow Account" ensures the safety of financial and legal transactions and protects investors in acquisition

Hamad Alsaeed · 07/22/2026 · 4 min

Expected Credit Losses - ECL

Credit provisions: A safety cushion for banks that protects profits and manages risks efficiently by reserving

Hamad Alsaeed · 07/21/2026 · 3 min

Earnings Before Interest, Taxes, Depreciation, and

The EBITDA indicator shows the operational profitability of the company without the impact of the financing

Hamad Alsaeed · 07/20/2026 · 4 min

Working Capital

Working Capital: A vital indicator of short-term financial health and the company's efficiency in meeting

Hamad Alsaeed · 07/19/2026 · 3 min

Saudi Progress in Energy, Water, and Education in the 2026

Saudi Arabia enhances sustainable development through national reports and the green agenda to improve living

Hamad Alsaeed · 07/16/2026 · 5 min

Price-to-Book Ratio (P/B)

Price-to-Book Ratio: An important tool for value investing to evaluate market valuation compared to the company's

Hamad Alsaeed · 07/16/2026 · 3 min

Interest Coverage Ratio

"Interest Coverage Ratio": A financial indicator that provides insight into the company's ability to pay interest

Hamad Alsaeed · 07/14/2026 · 2 min

Share Premium

A measure of investor confidence and a source of financial strength to strengthen ownership rights, regulate

Hamad Alsaeed · 07/13/2026 · 2 min

Gold Prices Decline with Expectations of Rising US Interest

The decline in gold is exacerbated by high inflation and tensions in the Middle East, while the Federal Reserve

Hamad Alsaeed · 07/13/2026 · 4 min

Ruwasi Sukuk Default: Liquidity Crisis and Alkhair Capital’s

The default exposes a gap between earnings and liquidity, while delayed disclosures heighten risks for sukuk

Noof Alanazi · 10/18/2026 · 14 min

Al Kathiri’s Regional Expansion: Revenue Diversification

Despite the opportunities for expansion, execution will be tested by liquidity constraints and accumulated losses

Mohammad Alghaihab · 10/14/2026 · 12 min

Tadco’s New Energy: Lower Costs or Operational Efficiency?

Cost of revenue was 5.6 times revenue; the full savings will only become apparent as production recovers.

Albatool Bedairi · 10/13/2026 · 11 min

Tasheel and Extra Portfolio: A Look at Expansion and Credit

Retail is driving Extra’s growth, while updates to its credit model reflect a more conservative approach at

Noof Alanazi · 10/11/2026 · 12 min

From Operational Distress to Liquidation: Lessons from United

Accumulated losses reached SAR 459.57 million, and resuming operations is conditional on injecting new capital

Ghadah Alwallan · 10/06/2026 · 8 min

Vision Achievements and the Future of Artificial Intelligence

Indicators of structural transformation in the national economy: a look at the achievements of a decade of the

Noof Alanazi · 10/04/2026 · 10 min

From Bean to Margin: Yamamah Students Examine the Economics of

Demand growth does not guarantee profitability; operational efficiency and revenue diversification determine

يمامي yamami.ai and 2 others · 10/01/2026 · 4 min

When Algorithms Meet Disclosure: How Does the Market Change?

A discussion of regulating algorithmic trading and earnings calls to enhance transparency and the efficiency of

Noof Alanazi · 09/30/2026 · 7 min

Yamamah Students: Repairing the Fisheries Business Comes

The rejection of the capital increase for Saudi Fisheries requires the new board to resume operations and cut

Mohammad Alghaihab · 09/29/2026 · 11 min

Governance of Offerings and Overseas Trading: Where Are

The Capital Market Authority is seeking views on regulating offerings and overseas trading to enhance

Ghadah Alwallan · 09/28/2026 · 6 min

Sukuk and Wsam Al الأعمال: An Analysis of Financial Impact and

Al Yamamah University students discuss the opportunities of Wsam Al أعمال’ Sukuk program and the risks of

Albatool Bedairi · 09/27/2026 · 9 min

Can Saudi identity become an economic asset?

How can Saudi culture, heritage, and identity be transformed into products, experiences, jobs, and investment

يمامي yamami.ai · 09/22/2026 · 9 min

September Thirty: How Our Spending Changed During the Month of

Yamamah University students examine three decades of spending and payment trends in the Kingdom through September

يمامي yamami.ai · 09/22/2026 · 6 min

“Ceer”... How Is the Automotive Industry Becoming a Saudi

The launch of “Xbot” inaugurates a Saudi automotive industry that strengthens the economy, localizes technology

dalal BinKhudair · 09/22/2026 · 12 min

Nadec’s Acquisition of Al-Rai: Between Control Flexibility and

Nadec fully owns Al-Rai to strengthen the meat sector and diversify revenue, amid calls to control costs and

Noof Alanazi · 09/20/2026 · 7 min

ADES Holding’s Acquisition of Saipem: Growth and Returns in

ADES’s acquisition of five rigs strengthens its backlog and cash flows amid leverage, integration, and energy

dalal BinKhudair · 09/17/2026 · 11 min

Asset-Light Model: How Knowledge Economic City Is Investing

SAR 2.8 billion partnership to develop 2,700 residential and commercial units and attract non-Saudi investment in

Rimas Almashali · 09/16/2026 · 11 min

Arabian Drilling Contract: Asset Efficiency and Gas Expansion

A SAR 2 billion contract enhances Arabian Drilling’s fleet efficiency and revenue and supports its transition to

Mohammad Alghaihab · 09/15/2026 · 9 min

SAR 65 Million to Boost Revenue: Financial Dimensions of

Qassim Cement’s acquisition of A Mix strengthens vertical integration and diversifies revenue amid anticipation

Ghadah Alwallan · 09/14/2026 · 8 min

Nas Air Contract: Temporary Loss or an Opportunity to

The termination of the Nas Air contract will weigh on Saudi Ground Services’ revenue in 2027, with compensation

Noof Alanazi · 09/13/2026 · 10 min

The “Marine Insurance” Pool: An Examination of Supply

A Saudi pool for insuring war risks strengthens trade continuity, protects supply chains, and supports the

dalal BinKhudair · 09/10/2026 · 12 min

SABIC Methanol Expansion: Between Cost Reduction and

Feedstock allocation paves the way for a methanol plant with a capacity of 1.8 million tons, while returns remain

Rimas Almashali · 09/09/2026 · 7 min

Saudi Investment Bank: Capital Efficiency and Banking Focus

Saudi Investment Bank sells its stake in American Express for SAR 1.43 billion to enhance liquidity and sharpen

Mohammad Alghaihab · 09/08/2026 · 12 min

Competition Authority Approval for Nufudh: An Analysis of the

Competition approval paves the way for Nufudh’s acquisition of 65% of Al-Taam Al-Wafir, amid integration, margin,

dalal BinKhudair · 09/03/2026 · 6 min

Al Hilal Under the Microscope of Yamamah Students: Discussion

Kingdom Holding acquires a 70% stake in Al Hilal Club for SAR 840 million after securing regulatory approvals

Rimas Almashali · 09/02/2026 · 5 min

What Do the Jabal Qarn Resources Mean for AMAK’s Investment

The Jabal Qarn data strengthens the assessment of economic feasibility, with expectations of lower costs and the

Arwa Alhuwaiti · 09/01/2026 · 5 min

Armah Sports’ Listing on TASI: Greater Liquidity and

Armah Sports is moving to TASI to strengthen liquidity and its investor base amid competition and the challenges

Ghadah Alwallan · 08/31/2026 · 6 min

From Retail to Manufacturing: What Is BinDawood Looking for in

BinDawood’s acquisition of a dairy plant in Estonia strengthens diversification amid financing and integration

dalal BinKhudair · 08/27/2026 · 7 min

Developments in the "HUMAIN" contract: jumps exceeding 155% in

HUMAIN data center expansion raises capacity to 250 megawatts, with growth opportunities, execution risks, and

Rimas Almashali · 08/26/2026 · 5 min

Qiddiya signs a memorandum of understanding to develop a €6

Qiddiya explores an entertainment project inspired by «Dragon Ball Z» near Paris with an investment of €6 billion

Mohammad Alghaihab · 08/25/2026 · 5 min

A Zakat settlement eases An'am's burdens without addressing

A Zakat settlement cuts An'am's liabilities by 52% and strengthens its financial position, while operational

Ghadah Alwallan · 08/24/2026 · 6 min

Energy Storage Redraws Acwa Power’s Expansion Plans in the

Acwa Power expands its presence in energy storage through three projects, while students assess the growth

dalal BinKhudair · 08/23/2026 · 7 min

Al-Jouf Signs Potato Supply Agreements with AlBaik Restaurant

Al Jouf Agricultural signs supply agreements with «AlBaik» to boost revenue, expand its customer base, and

Abeer Altuwaijri · 08/20/2026 · 5 min

"Cenomi Centers" expands in Madinah with an asset-light model

Cenomi Centers signs a lease promise to operate the Downtown Madinah Center under an asset-light model

Mohammad Alghaihab · 08/19/2026 · 4 min

Avalon Partnership Enters the Biologics and Immunology Market

Avalon Pharma secures exclusive rights to dupilumab, with opportunities to localize manufacturing and projected

Ghadah Alwallan · 08/18/2026 · 6 min

Listing the Al Rajhi MSCI Fund Expands Investors’ Options

Listing the Al Rajhi MSCI Fund enhances diversification, while highlighting the importance of understanding the

Rimas Almashali · 08/17/2026 · 7 min

MBC Results Between Advertising Pressures and Shahid’s Growth:

MBC Group reports a decline in revenue and profit despite growth in Shahid subscriptions

dalal BinKhudair · 08/13/2026 · 8 min

"flynas" Exercises Purchase Rights for 25 Airbus Aircraft to

flynas bolsters its fleet with 25 new aircraft to keep pace with growing demand amid capacity and profitability

Rimas Almashali · 08/12/2026 · 6 min

Jahez records losses of SAR 26.6 million despite 36.1% revenue

Jahez records losses despite revenue and order growth amid the costs of regaining market share and expanding

dalal BinKhudair · 08/11/2026 · 8 min

“Alamar” doubles its profits in the first half of 2026

Alamar Foods achieves growth in sales and profits, supported by expansion, improved operational efficiency, and

Rimas Almashali · 08/10/2026 · 9 min

"Tadawul" Approves "Merrill Lynch" as Market Maker for Jazan

Saudi Exchange approves Merrill Lynch to act as market maker for shares of Jazan Development and Salama Insurance

Mohammad Alghaihab · 08/09/2026 · 5 min

SASCO’s Estimated Gains in xAI: An Analysis of the Investment

An updated valuation raises the value of SASCO’s investment in xAI, with accounting gains that do not reflect

dalal BinKhudair · 08/06/2026 · 4 min

Malan Notice on Share Price Decline: The Reverse Split Is

A regulatory notice for Malan following the share price decline, amid calls to improve performance before the

Mohammad Alghaihab · 08/05/2026 · 7 min

Aramco Earnings: Growth Supported by Prices and Prospects for

Aramco delivers strong results supported by prices, amid challenges from declining volumes, rising costs, and

Mohammad Alghaihab · 08/04/2026 · 6 min

Theeb and HungerStation Partnership Worth SAR 106 Million:

The HungerStation contract strengthens the stability of Theeb’s revenue, while fleet efficiency and delivery

Mohammad Alghaihab · 08/03/2026 · 4 min

Luberef Achieves Exceptional Profits of 734 Million and

Aramco Base Oils records its second highest profits in its history for the second quarter thanks to rising

Mohammad Alghaihab · 08/02/2026 · 5 min

Nice One’s First-Half Results: Net Loss of SAR 11.28 Million

Nice One Beauty’s revenue declined and profits turned into losses amid intensifying competition and fewer

dalal BinKhudair · 07/30/2026 · 7 min

"SABIC" narrows its losses to SAR 820 million in H1 2026

"SABIC" narrows its first-half 2026 losses to SAR 820 million amid supply and operational activity challenges.

Rimas Almashali · 07/29/2026 · 8 min

"Tadawul" Approves the Listing of Government Debt Instruments

Listing government debt instruments worth SAR 5.3 billion to deepen the bond market and diversify investment in

Mohammad Alghaihab · 07/28/2026 · 5 min

Habib Medical Group’s revenue growth offset by moderated

Strategic expansions increased revenue by 13.8%, but new operating costs weighed on profit growth.

Rimas Almashali · 07/27/2026 · 10 min

Capital Market Authority Approves Tabuk Agricultural

The Capital Market Authority approves reducing Tabuk Agricultural Development's capital from SAR 391 million to

Mohammad Alghaihab · 07/26/2026 · 7 min

Saudi Arabia and the United States: A Nuclear Partnership for

Saudi Arabia and the United States sign a strategic cooperation agreement for the peaceful uses of nuclear energy.

Mohammad Alghaihab · 07/23/2026 · 6 min

Faqih Group Acquires Faqih Hospital for 1.59 Billion Riyals

The acquisition by Faqih Group enhances its expansion in Riyadh and increases operational capacity to 535 beds

Mohammad Alghaihab · 07/22/2026 · 7 min

A Review of the Results of 8 Saudi Banks for the First Half of

The results of Saudi banks for the second quarter show the strength of the sector and profit growth amid market

Rimas Almashali · 07/21/2026 · 7 min

Liberation of Al-Aqaria Land for 98 Million Riyals: A

Lifting the suspension on "Al-Aqaria" land enhances investment options without any direct financial impact at

Rimas Almashali · 07/16/2026 · 7 min

Jarir's profits grow 19.5% supported by improved sales and

Jarir's profits increased by 18% in the first half of 2026 thanks to sales growth and improved margins.

Rimas Almashali · 07/15/2026 · 8 min

Shareholders Reject Capital Increase of "Al-Fukhariya" by 80

Shareholders rejected the capital increase of the Saudi Ceramic Pipes Company in a meeting attended by 14.383% of

dalal BinKhudair · 07/14/2026 · 7 min

"MedGulf" Eliminates Its Accumulated Losses with the Support

MedGulf reduces its accumulated losses to 0% using the issuance premium to improve its financial position in the

dalal BinKhudair · 07/13/2026 · 6 min

Advanced turns to loss: Supply pressure and rising feedstock

Unaudited estimated financial results: "Advanced" faces losses despite revenue growth due to rising propane and

Rimas Almashali · 07/12/2026 · 7 min

Fitch Grants Sinomi and Tawuniya a Stable Outlook: A Reading

Fitch Update: Improving the outlook for Sinomi and Tawuniya to stable enhances confidence in the robustness of

Rimas Almashali · 07/09/2026 · 8 min

"Extra" in the First Half of 2026: Revenue Growth and Pressure

Extra announces revenue growth in the first half of 2026 thanks to retail and financing, despite economic

Rimas Almashali · 07/08/2026 · 6 min

"ACWA Power" Towards Globalization: Exclusive Rights for

ACWA Power has obtained exclusive rights to export green hydrogen and its derivatives to enhance its position as

Rimas Almashali · 07/07/2026 · 6 min

Care Losses Exceed 123%: A Plan to Restructure Capital

International Care's recommendations for restructuring capital and addressing accumulated losses exceeding 123%

Rimas Almashali · 07/06/2026 · 8 min

Almarai Consolidated Results: Revenue Growth and Supply Chain

Almarai's revenue grew by 11% in the second quarter, while cost inflation challenges negatively impacted its cash

dalal BinKhudair · 07/05/2026 · 7 min

Second Quarter Earnings Season: An Analysis of Profitability

Second quarter financial announcements: Sectors benefiting from the Hajj season and rising oil prices, along with

dalal BinKhudair · 07/02/2026 · 7 min

Investment Shift: Hard Assets of Artificial Intelligence

Artificial intelligence is attracting investments through hard assets, displacing cryptocurrencies amid a search

dalal BinKhudair · 07/01/2026 · 6 min

Compensation for the Affected: How Does the Financial Market

The Capital Market Authority compensates over 20,000 affected individuals with 292.8 million riyals to enhance

dalal BinKhudair · 06/30/2026 · 7 min

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